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Same day Payday Loans: A Warning
In the last few years many criminal organizations have figured out a new more deceptive way to steal your identity. It is called same day payday loan ss theft. Few criminal organizations out there have been prosecuted because it is an extremely difficult crime to prove. The only evidence is the unusually high rate of identity theft among there customers, and that is not enough to get a conviction. This article will attempt to shed some light on this epidemic and show you ways to avoid this scam should you be one of many people saying I need a payday loan immediately or needs to use a same day payday loan service sometime in the future. With new technology available to law enforcement mob organizations traditional businesses such as illegal gambling and extortion are becoming almost imposable to run profitably. As law enforcement changes, so do the criminal organizations. Now, mob organizations are running more secretive and more profitable organizations than ever before. Whenever you apply for a payday loan you need to give them your name, your address your place of work, your check information and your social security number. Some criminal organizations in order to "maximize" there profits will keep that information and use it to get a loan for homes, cars, lines of credit, anything else they can get. Often times they will have there "employees" rack up thousands of dollars in credit cards buying high end electronics and re-selling them on online auction sites like eBay. Now that you know about this kind of theft you are probably a little wary of applying for a same day payday loan, but in case you really are in a tight financial situation, here are a few steps you can take to help you avoid same day payday loan fraud. My first tip to you would be to never go to a brick and mortar payday loan store. They have the most instances of fraud because people tend to trust them most and they have the most customers for them to rip off. Over 90% of payday loan are taken out from an actual brick and mortar stores. Also because the internet is so well known for fraud, online companies are very heavily regulated, resulting in substantially less cases of fraud. Also because it is almost impossible to prove that it was them, so they have no real reason to go to the less profitable internet companies. They are far too interested in expanding into the most profitable field. It is actually safer to go to an online payday loan store. Not only because there are fewer instances of fraud, but because unlike brick and mortar, there are things you can do to greatly lessen the chances of identity theft. Online businesses are more likely to be reported to the better business bureau, because pretty much any online business that defrauds there customers gets reported there. The better business bureau is an online organization, it is a place you must look out for complaints about fraud on any internet website. Same day payday loan ss theft is quite common, occurring in up to 10% of all brick and mortar payday loan companies and up to 3% of internet payday loan companies. If you are looking for legitimate payday loan companies one source I highly recommend is the same day payday loan review site. This website reviews payday loan websites, and gives information about the complaints from the better business bureau.